Many reasons have made a lot of United States of American (USA) citizens and non to have a low credit score, which ranges Bankruptcy, Foreclosure, incurred medical expenses, extravagance, etc, well in this post the Merrick Credit Card Login, benefits, and many others.
But before we proceed Merrick bank offers various credit cards to help users to build fair, good, and excellent credit scores among other financial services especially card issues.
Merrick bank credit card types are the Platinum Visa credit card, the Secured Visa credit card, and the Double Your Line Secured Visa credit card.
This financial institution Merrick Bank was established in the year 1997 and is a subsidiary of CardWorks Incorporation.
Well, they do not offer much benefit to their visa card users emphatically speaking about rewards or APR as they have placed more attention on credit cards holders, loans, and certificates of deposit instead of checking, savings, or money market accounts.
Well as Merrick bank offers quite fascinating credit services, their method of card application is also different from other financial service providing institutions.
Read also: Guide to Parent PLUS Loans: How Does it Work
Table of Contents
How to Apply Merrick Bank Card
Merrick bank cards are available on the pre-approved mail and the feature helps to intend users to choose one they are interested in acquiring, which is paramount to building a user’s credit score.
Merrick Credit Card Benefit and Reward Program and FAQS
Merrick gives benefits to their exclusive users as follows;
How much does Merrick charge for the foreign transaction fee?
Foreign transactions are charged just 2% purchases.
What is Merrick’s credit limit?
It ranges between $200 and $300 based on qualifications or requirements, payments, which may make them to increase a user’s credit card limit.
All features can be managed with the Merrick online account so you can simply access it online, or visit their stores, restaurants, grocery stores, among other approved merchants and transact where the Credit and is also Visa card is accepted.
Merrick Bank card Fee and Rate
Another amazing thing is Merrick charged only $36 for the annual fee in the first year and there’s a $3 charge after then.
Merrick Credit Card Login Guide
Below is how to login your Merrick credit card account;
- First load their official card login site here
- Input your user and password and tap on the “Login” button.
- You will then access feature like pay bills, statements and others as given by the site.
Merrick Credit Card Customer Service Contact
For complaints and inquiries about your Merrick credit card, call their customer care at 1800-204-5936.
Read Also: Payday Loan: How Does It Work, Cost And Credits
Other things you should know about Merrick Credit Card Login
The login service is amazingly fast and quickly approved
To be approved for any Merrick credit card, you do not need a high credit score whatsoever.
They offer one of the best and moderate credit limits in the industry.
A $200 is what you will receive as a credit limit given by the bank.
TheIir APR annually is given at a 19.2% rate charge and APR for cash advances is from 24.2%, those who don’t do cash advances are left with a fee of $10 or 4%.
Does Merrick Bank have any late fees?
Yes, overdue payments of balance attract a fee of $38.
There is a $3 monthly charge followed by a yearly payment which you have to pay after the first year. This is where the Bank charges high fees so have that fact in mind as well.
Merrick credit card types
Merrick offers three credit card types with no hidden charges applied;
- Merrick Bank Visa Card.
- Merrick Bank Double Your Line Visa Credit Card
- Merrick Bank Secured Visa Card.
Was this article helpful?
Leave a comment and subscribe for more.
