Surge Credit Card: Complete Guide, Login, Payment, and Requirements

Surge Credit Card

Surge credit card login guide payment and requirements and the score required to acquire this credit card that makes funds readily available to their customers to take care of the immanent financial issues is what this post is all about

So what have you heard about Surge credit cards? well, you just require a fair credit score and nice creditworthiness history to become this card’s holder, to start the login requirements, and access all features including bill payment.

Nothing good comes easy right? So you incur charges as follows with the Surge credit card.

They charge an annual fee of  $125 within the first year and reduce it to $96 in the forthcoming time, a $10 annual maintenance fee applies after the first year of acquiring the Surge Credit card another $30 as authorized user fees is charged too.

The surge credit card has a $500 credit limit, and it is based on the user’s timely bill payments that boost their credit limit which comes with an APR of 29.99% variable.

Surge creditworthiness is endorsed by Celtic Bank and is given from $0, $50, $100, $150, $500 depending on the fact that Surge Mastercard can be either fully secured, or unsecured, or even partially secured.

Surge Credit card Application Requirements and Features

Continental Finance, is the issuer of this credit card and knows the prerequisites and provides the Surge credit card applicants with an easy guide for the application, giving immediate feedback during the application process.

Without much delay, all applicants are made to understand their faith about the Surge Credit card status within 7 to 10 working days after successfully registering their application as prompted.

Surge Mastercard Review
Surge Credit Card

How to get a waiver on the 12months as Surge Credit Card Holder

After acquiring the Surge credit card with also a limit of $500, try and find a way to reduce your charges especially if you are a new account user, so that you do not have to pay the foreign transaction fee and cash advance fees applicable to the card at least for the first 12 months.

NOTE: Try to avoid cash advances and other unnecessary transactions to reduce fees, since you have the headache of annual fees deal with already.

Surge Credit Card Login Total User Guide

  • To login to your Surge credit card account, you need to visit their affiliate card issuer site at
  • Select the Portal options listed and choose the card you want to apply for from the drop-down menu.
  • Write your Login username and password.
  • Tap on Continue button and now have full access to see all features like payment of bills, account statement, etc.

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Surge Card Customer Service Contact Number

For complaints and inquiries about Surge Credit Card call their customer care representative on 1-866-449-4514.

Advantages of Using Surge Credit

It helps get funds readily so you don’t have to worry about low credit problems.

They forward users’ credit payment history report to credit card bureaus which help in recommendations for loans as well.

They give you vivid information about the unsecured card.

Their MasterCard is universal and allowed anywhere Mastercard is usable.

Disadvantages of Using Surge Credit

Surge gives a high purchase APR.

Their fees are quite high and not advisable for those looking for financial assistance for themselves as it will affect them in the long run.

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Note: If you have a low credit score then surge financial advice will recommend the unsecured card as the secured one has much more charges and APRs to deal with this financial advice will help you understand more about their cards.

Also, you won’t have to worry much since you are been told what is best for you. You will be told to avoid many cash advances with your Surge credit card to avoid fees charges on them especially if you are seeking funds, make sure you do what is favourable to you.

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