Macy Credit Card: Application Rewards, FAQs, and Contacts

Macy Credit Card

Application for Macy’s Credit Card which is a store card situated in the United States of America is what this post we will talk about exclusively and other related notes like its rewards program, FAQs, and how to contact its customer care representative too.

Macy’s Credit Card offers a lot of discounts on special days, cash backs, but all these Card benefits depend on the users spending ability, National Bank issued these store cards and cannot be used outside except their outlets.

The benefits enjoyed by Macy’s credit card holders cannot be overemphasized, they range from special coupons to, special 25-percent some days and others.

They reward users who spend up to $500 a year, they are upgraded to gold status, it earns the cardholder free shipping at Macy’s buys plus a 3% cashback if you make purchases amounting. to $1200 it earns you 5% cashback.

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How to Apply for Macy’s Credit Card Online

To apply for the Macy’s credit card on their website, below are the guidelines for you;

  • First you visit the Macy’s credit card official site at
  • Navigate and tap on “Apply for Macy’s credit card”.
  • Next click on Apply Now.
  • Type in your details which includes your first and last name, email address, phone number, and home address.
  • Indicate your monthly mortgage or rent payment, total annual income, Social Security Number (SSN), date of birth.
  • Accept the Macy’s terms and conditions and “Submit” your card application.
  • You will receive a notification if you are approved, if declined you can request for you Macy’s credit report.
Macy's Credit Cards | LoveToKnow
Macy credit card

Other Method to Apply for Macy’s Credit Card

If the online method of application is not convenient for you can try this alternative simple application method

  • Visit the Macy’s shop nearest to you and ask for help from their shop attendants on how to apply for the credit card, meanwhile if you are going there, go with the following documents a photo, government issued ID, and another credit card.

Macy’s Credit Card Customer Service

The Macy’s credit card, customer care representative’s contact number is 1-888-257-67-57 and it is available between Monday to Saturday between the hours of 9:00 am to 9:00 pm and Sundays from 11:00 am to 8:00 pm.

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Macy’s credit card reward program

Concerning the reward program for Macy’s credit card holders, successful applicants stand to enjoy offers like coupons and 25% off on special days, free shipping for online shopping for purchases from $500 and above, and 5% cashback $1200 purchases with the credit card.

Macy’s Credit Card FAQs

What is the APR of a Macy’s credit card?

These APRs vary based on Prime Rates but it’s from 26.99% at a $2 charge.

Does Macy’s credit card have an annual fee?

No, it has a Zero annual fee.

Is there a late fee for Macy’s credit card late Payment?

Overdue payments can be charged up to $38.

Can I get a credit limit increase with Macy’s credit card?

Macy’s increase credit limit and reduce it too if they wish prior to a notice or after as the case may be.


Macy’s Credit Card is advisable for their customers to acquire in order to enjoy their cash backs and other rewards that come with the credit card, it offers rewards based on regular purchases

We hope that with the above-outlined steps you can apply for the Macy’s credit card conveniently, and their FAQs have also highlighted their offers and the article, in general, has given insights on the Macy’s credit card more especially on its charges and APRs, their customer care representatives contacts and the required guidelines involved to apply for the credit card.

Do not forget that this card is meant for use only at the Macy’s outlets as it is a store card.

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