The Firestone Credit Card: How it Works, Benefits and Rewards

Firestone Credit Card

Firestone as a Tire and Rubber Company was established in 1900 with a business aim of supplying tires for wagons, buggies and other forms of early wheeled transportation.

Today, the business has expanded and the company operates the Firestone Complete Auto Care Credit Card.

The aim of introducing this Credit Card is to offer customers the easy method to finance car repairs, maintenance services including oil changes, brake repairs, and new tires at Firestone locations across the United States.

This card offers a lot of benefits that are far above other credit cards. Other benefits associated with this card are the special financing and exclusive deals that can help get you back when you might have exceeded the car repair limit of your wallet.

The Firestone Complete Auto Care credit card is generally accepted at over 1,700 Firestone locations nationwide and it comes with no annual fee.


  • The Firestone Complete Auto Care card is a store-branded credit card and can be used at Firestone locations and not acceptable at other retailers or ATMs.
  • The issuer of The Firestone credit card is Credit First National Association (CFNA) a finance company.
  • You can use the Firestone card to charge the cost of automotive repairs, maintenance, tires, and other purchases made at Firestone.
  • The card includes a zero-interest offer for six months on major purchases of $149 or higher.

To enjoy the offers that come with this card, you must make minimum payment timely at every month and also ensure to pay the full purchase off within six months.

How the Firestone Card Works

The Firestone Complete Auto Care card is a credit card that is designed strictly for use at Firestone locations. This card is issued by a third-party finance company called Credit First National Association (CFNA).

CFNA is a private label credit card bank and the consumer credit division of Bridgestone Americas based in a suburb outside of downtown Cleveland.

Considering that this card type is a retail card, its usefulness can only be at Firestone- related retailers but not at ATMs or other retailers.

The admirers of this card can apply for it either online or in-person and a credit decision will be reached shortly to determine customers’ status for subsequent approval.

As soon as the card is approved and considered active, the cardholder is at liberty to use it at Firestone just as any other credit card does.

The good news is that new cardholders can actually save 5% on their first purchase using their new Firestone card. The customer can charge the cost of tires, car repairs, and other purchases on the card and avoid interest charges by paying off the balance each month.

Avoid carrying a balance over to the following month, the annual percentage rate (APR) of 28.8%, attached to the balance is outrageous.

Just like other store credit card also referred to as ‘private label’ and ‘closed loop cards’, this implies that they are different from general used credit cards that carry the Visa or Mastercard logo.

Store-branded cards can only be used at the specific store that issued the card which the Firestone as a store-branded credit card is not exceptional.

Rewards and Benefits

The rewards and benefits of this credit card is that, it has a zero-interest offer for six months on major purchases of $149 or higher.

The basic requirement here is that the cardholder must make the minimum payment on time each month and pay the full purchase off within six months. The inability to do so will result in fees and the cancellation of the zero-interest provision.

Another benefit to reckon with is that Cardholders are rewarded with a savings of 5% on their first purchase with their new Firestone card, with additional benefits such as periodic special pricing on tires and auto care. Firestone offers these deals exclusively to cardholders.

Where Can Someone Get the Firestone Card?

The simplest and surest way to get a Firestone card is by applying online through their website. The site will then redirect you to the CFNA site where you can learn more about the card and complete the application process. You can also apply in person at your preferred Firestone location.

What Kind of Credit is Required for the Firestone Card?

One of the determinant factors for a customer to become a Firestone cardholder is that he/she needs a fair to good credit rating.

Firestone offers fair credit scores to her customers which According to FICO credit scores, a fair credit score is 580 to 669, while a good credit score is 670 to 739.

Where Can the Firestone Card Be Used?

As a private label credit card, The Firestone Complete Auto Care card can only be used at Firestone locations. This means that, you will not be able to use it at other auto repair shops or automotive supply stores.

But rather can be used at over 1,700 Firestone automotive service facilities located throughout the United States to pay for automotive repairs, maintenance, and tires.

While you can make a purchase in-store without your credit card present, you will need to show a valid government-issued photo ID to the Firestone store associate, who will then need to contact CFNA for sale approval.

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Alternatives to the Firestone Card

There is no monopoly in business, which is why there exist several competitors who also offer cards comparable to the Firestone Complete Auto Care credit card.

There is a Discount Tire’s zero-interest promotion that is related to Firestone’s but incidentally what it offers is even more favourable especially for big spenders.

Cardholders who spend between $1,000 and $1,499.99 at Discount Tire have nine months to repay with no interest, and those who spend $1,500 or more have a full year. A minimum purchase of $199 is required to receive six months of no interest.

Another alternative to the Firestone card is The Goodyear Credit Card, which is offered by the Goodyear Tire & Rubber Company (NASDAQ: GT). This card offers six months of no interest on purchases of $250 and more.

Terms and Conditions of the Firestone Card

To apply for the Firestone Complete Auto Care credit card, first of all, you must attain at least the age of 18years.

Do well to complete an application providing your full legal name, date of birth, address, phone number, Social Security number, driver’s license number, and annual gross income from all sources. If approved, CFNA will issue you a credit card with a credit limit up to the amount for which you qualify.

Who Should Consider the Firestone Card?

Hence the card’s biggest benefits is by making regular purchases at Firestone, particularly purchases of several hundred dollars or more, customers with multiple cars who purchase tires and get their vehicles serviced exclusively at Firestone benefit the most.

While customers who only conduct business at Firestone cautiously pay upfront for tires and auto repairs will benefit less from the card.

For these customers, the occasional cardholder savings might not be enough to justify having another credit card payment to juggle.

The Bottom Line

As a store card, the Firestone credit card offers cardholders a convenient way to pay for car repairs, maintenance, tires, and other purchases at their many locations in the U.S. By taking advantage of their six months with no interest offer, you can spread out payments for purchases of $149 or higher.

If you are able to make the minimum payments and pay off your balance on time, you won’t incur any interest charges and the card could be a good deal for you.

However, if you can’t follow these stipulations, you will be stuck paying a hefty interest charge of 28.8%, something you’ll need to consider when deciding if the card is right for you or not.

Frequently Asked Questions

How Do I Get a Firestone Credit Card?

You can get a Firestone credit card through Credit First National Association (CFNA), which is Firestone’s third-party finance company. You can apply for the card online or you can apply in person at a Firestone automotive service location.

What Credit Score Do You Need for a Firestone Credit Card?

To be approved for a Firestone credit card, you will likely need a fair or a good credit score, which is a common standard for most store credit cards.

FICO scores-which are the most widely used credit scores for U.S. consumer lending decisions-list a fair credit score as between 580 and 669, while a good credit score is between 670 and 739.

Where Can I Use My Firestone Credit Card?

You can use your Firestone credit card at any one of over 1,700 Firestone automotive repair facilities located throughout the United States.

The Firestone credit card is a private label credit card that is store-branded and can only be used at Firestone locations.

How Do I Pay My Firestone Bill Online?

To pay your Firestone credit card bill online, you first need to create an account with Firestone’s third-party finance company, Credit First National Association (CFNA).

That is where you will be able to pay your credit card bill by logging into your account and clicking the View Payments link.

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