Walmart Check Cashing Limits And Fees

Walmart Check Cashing

In the previous article, we wrote just a brief on Walmart cashing limits and fees, but we are going to elaborate more on the topic in this post covering more on Walmart check cashing limits and Fees you need to know.

Walmart has offered a lot of financial services to many in the U.S.A despite being a store.

Cashing a check at Walmart has limits and of course, fees attached for the services, although they are minimal.

This financial service of cashing your checks is very convenient, fast and reliable for those who have bank accounts and those who do not have to enjoy this great service.

To make it unique if you have a Walmart MoneyCard you can enjoy the check cashing with a very low fee attached to the transactions or none at all.

The Types of Checks Does Walmart Cash?

When you want to cash a check, Walmart cashes but not all types of checks, they allow you to cash the following types of checks.

We recommend you to check for the kinds of checks cashable by Walmart below.

You may also like: 3 Ways to check your Walmart Visa Gift Card Balance

  • Payroll checks.
  • Tax refund checks
  • government checks
  •  insurance settlement checks
  • two-party personal checks
  • retirement disbursement checks

How to Cash a Check at Walmart?

You do not need to be a shopper with Walmart to cash a check there, all you need is a check slip, but for people who have their money card, gain more as their transaction charges are less.

Walmart has the right to withhold and very any check before cashing it for at least minutes or hours as they verify your check.

Once you step into a Walmart store, locate the money service desk and tender your check to a representative to endorse and cash you.

Walmart charges or fees, are $4 for $1000, from $1001 to $5000 is charged at $8 the highest amount of money charged by Walmart for per transaction is when it comes to checking is $200 and it applies only to a two-party personal check.”

Money Orders - Walmart.com

You may be required to come with a government-issued ID like a driver’s license or passport for verification and your Social Security number (SSN) too.

If your check is valid, you will waste a few minutes after submitting your details to them before you are cashed.

Walmart Check Cashing Fees and Limits

Walmart cashes checks of about $400,001 for retirement disbursement checks, single checks of $5000 and a temporal increased cashing of $7500 from January to April. They allow a daily limit of $5000 for single checks.

Read also: A Step-by-Step Guide to activate Walmart MoneyCard

Charges for Walmart Checks

Walmart charges or fees, are $4 for $1000, from $1001 to $5000 is charged at $8 the highest amount of money charged by Walmart for per transaction is when it comes to checking is $200 and it applies only to a two-party personal check.

The only people who enjoy minimal charges for checks at Walmart are those who have the “Moneycard” which allows you to cash your also checks and load the money directly to the reloadable prepaid card at a charge of $3 for this service.

You simply load your Money card with cash it is normally free of charge but if you are from a check reloading cost about $3.

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