What is Zelle Transfer Limit?

Zelle transfer limit

The Zelle transfer limit is the transfer policy which limits the amount of money to be transferred within a particular time frame to “The Zelle” partner banks. It has limitations for daily, weekly, and monthly transfers to particular banks. But in most cases receiving money from other banks is limitless.

Sending money to friends, partners, or paying bills has become more comfortable in recent years that one could easily use the mobile app or go to the ATM and make a transfer in multiple figures.

Let’s take a look at the various Zelle partner banks and their various transfer limits;

What is Zelle?

Zelle is a mobile banking app that enables people to send and receive funds to and from electronically with ease. It is fast and has a partnership with hundreds of banks across the U.S.

All you require is Zelle mobile App and a U.S based mobile phone number to transact on this platform

Read: How to use Zelle

How Much Can You Send/Receive Through Zelle?

Zelle is a partner of several banks; operating as a Peer to Peer (P2P) banking system to ease money transfer among people living in the States. Many reputable U.S banks accept it, and it facilitates transactions.

Zelle has a transfer limit to all banks it is partnering with; it will be wise for you to confirm the daily and monthly Zelle limit before getting started to avoid unforeseen issues that might arise later.

If you use Zelle’s Mobile Banking app or make transfers through their website, you can wire money to other Zelle users at a zero fee as long as you have their U.S. mobile phone number or email.

Zelle Transfer Limits at Top U.S. Banks

Zelle Transfer Limit Bank of America

Bank of America is one of the major partners of Zelle, it allows a transfer limit of $2,500 in 10 transfers per day, $10,000 in one week in a maximum of 30 transfers and allows a limit of $20,000 within 30 days in a total of 60 transfers.

Receiving to your Zelle account has no limit but, every transfer must be amounted between $1 and $2,500.

You may also like: How To Transfer Money From Venmo to Cash App

Zelle Transfer Limit Wells Fargo

Wells Fargo is another partner of Zelle, it allows transfers within their stipulated limits and considers the type of account you are sending to and the user transaction history.

Transfer to Wells Fargo through Zelle has a limit of $2,500 transfer per day, $20,000 in 30 days but if you are sending money from Wells Fargo to a new Zelle recipient, you can transfer $4,000 per month.

Zelle Transfer Limit Citibank

Just like Wells Fargo, the amount of money you will be able to transfer from your Citibank checking account to other users through the Zelle App varies due to account types. The conditions vary depending on the accounts types and deposit history.

For Citibank Account, Basic Account, and Access Account you have a transfer limit of $2,000 per day and $10,000 monthly if you have been operating an account with Citibank for at least 3months (90days).                                                                                                

But if you operate with a checking account in less than 90days you have a transfer limit of $1,000 per day and $5,000 per month. But if you hold a Citi Priority, Citigold or Citi Private Bank you can transfer with a daily limit of $5,000 and $15,000 monthly.

Zelle Transfer Limit Chase Bank

As a Chase Bank user, if you want to transfer money through Zelle, the amount of money you can transfer has limits and depends on your account type.

If you use Chase checking accounts or Chase Liquid cards you can send $2,000 per day and $16,000 per month. But if you use Chase business checking account or a
Chase Private Client account you can send up to $5,000 in a day and $40,000 within 30days. Chase Bank has no limit on the amount you can receive through Zelle.

Read also: How to use Venmo App

Zelle Transfer Limit PNC Bank and Citizen’s Bank

PNC Bank and Citizen’s bank allows you to send money with a limit of $1,000 per day and $5,000 per month through your Zelle mobile App, the Zelle Transfer Limit for Citizen’s Bank is possible when you hold a checking account with them.

U.S. Bank

Transfer with the U.S checking account limits to $1,000-$2,500 per day and $4,000-$10,000 monthly. It has been noticed that this transfer limit change often.

Zelle Transfer Limit TD Bank

TD Bank stipulation has made it necessary for customers to employ patience if you can wait for three days to complete a transfer, your limit will be $2,500 and $10,000 per month. But if you want to transfer money in minutes; you have a daily transfer limit of $1,000 and $5,000 per month.

Zelle Transfer Limit Ally Bank

With Ally Bank you can send and also request with a daily limit of $5,000 and $10,000 with a month  

Zelle is a standalone technology that many banks support in the U.S. It saves time and is very efficient, so if you want to send money across to your business partner, friend or family member, Zelle App is the definite answer.

This banking platform is usable only in the U.S.

Conclusion

So here we discuss all you need to know about Zelle transfer limits t various US banks. Our goal here is to bring you useful information about banking and finance to help you make better decisions easier.

If you are considering make a transfer to a family member or a friend using Zelle, we have simplified the process here for you and so you can understand your receiving and sending limits using Zelle.

So there you have it guys. I hope article helpful?

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