How to Apply for TJX Rewards Credit Cards

TJX reward credit card

Are you already using a TJX rewards credit cards or just got a new one and want to know more about it? Perhaps you are just about to get one because a friend recommended it. Well, we’ll walk you through the basics or the fundamentals of what you need to know about this special reward card.

If you believe you can use a TJX credit card despite it all the hassles involved then congrats! You are more than welcome to visit their website and apply online here or still go to their store and apply

The credit cards which TJX gives are;

  1. TJX Rewards Platinum card
  2. TJX Rewards World card 
  3. TJX Rewards card.

Application for TJX Rewards Platinum card is once and once you do not qualify for it you are automatically going to be enrolled for the TJX Rewards card.

If you have a fair credit history sometimes you may be given instant approval, but in some cases, applications take up 7-10 working days before they are approved as it requires further review. Applicants must be 18-years plus to qualify for a TJX reward credit card.

The current sign-up bonus for TJX cardholders is a staggering 10% off on their first in-store or online purchase (terms apply here).

>>> Learn more: TJX Rewards Platinum MasterCard: What you need to know

Recommended Rewards Credit Cards

Below are recommendations for you;

CREDIT CARD                                                                                                              

    Blue Cash Everyday Card from American ExpressGives $200 for every $1,000 spent on purchases with the card after 3 months Earn 3% Cash Back at U.S. supermarkets, on up to $6,000 per year in purchases, then 1%Earn 2% Cash Back at U.S. gas stations and select U.S. department stores. Earn you 1% on all other purchases. Low APR for beginners is 0% for purchases from the day of account opening to 15th months Variable rate, 13.99% to 23.99%.   Annual fee: $0.
    Blue Cash Preferred® from American ExpressWhen you purchase with $1000 you earn $200 for the first 3 months blue cards earn you 3% Cash Back in the U.S. It also earns you 2% in cash at U.S. gas stations plus selected U.S. department stores. Earn s you 1% Cash Back on general buys. Low APR for beginners is 0% for purchases from the day of account opening to 15th months Variable rate, 13.99% to 23.99%. Annual fee: $0For more terms on rates click here.

Managing Your Account Online TJX

As a TJX Rewards cardholder you can Log & manage your account online with these features.

  • Frequently observe your account activity.
  • Make payments and set your account alerts.
  • Sign up for paperless account statements.
  • Know about TJX special offers occasionally.
  • You can also download the T.J.Maxx app for more convenience in managing your account on iOSAndroid.

Recommending this Synchrony Bank’s TJX Rewards credit cards is really tough, so before you order the TJX card understand what it will cost you, not forgetting its benefit rewards and choose based on how the card will serve you best.

TJX has some cool benefits but it is very limited it reward certificate is used only at their family stores.

Better still you can review other cash-back rewards cards that are more beneficial, that gives you rewards any how they are used.

>>> You may also like: Target REDcard Credit Card: Is It A Good Deal?

New to TJX Rewards? Apply for a TJX Rewards Credit Card - Apply Now | Rewards  credit cards, Credit card apply, Credit card application

FAQs about TJX

Can I use my TJX credit card anywhere?

TJX gives three card types, TJX Rewards card is used only within family stores ( &, Homesense, T.J.Maxx, Marshalls, Home Goods), for TJX Family TJX Rewards Platinum card and TJX Rewards World card are usable anywhere MasterCard is accepted.

Can I pay my TJX credit card in the store? 

No, payment of TJX credit is done online, by phone, or by mail only.

Which bank issues T.J.Maxxcredit cards?

The bank that issues T.JMaxxcredit and TJX is Synchrony.

How do I cancel my T.J.Maxx/TJX credit card?

Simply call 877-890-3150 for the TJX Rewards Platinum card cancelations and 800-952-6133 for the TJX Rewards card cancelations.

Do T.J.Maxx give loyalty or rewards?

T.J. Maxx gives loyalties and rewards but only to TJX Rewards Platinum card, TJX Rewards World card and TJX Rewards card holders.

These credit cardholders earn 5 points which is equivalent to $1 for any purchases in any of the sister shops and is redeemable for the gift certificate and can use to buy goods.  

>>>You may also like: Easy guide to Use American Express Gift Card Online?

T.J.Max‪x‬ Mobile App

With their app, you can explore the enhanced TJX Rewards experience! Now it’s easier than ever to access your earned Rewards Certificates digitally, manage your TJX Rewards credit card account on-the-go, and redeem your rewards in-store.

You will also discover two exciting ways to shop our vast selection and newest arrivals:

1. Use our visual search tool “the Maxx lens” to search in a snap. See something you like? Take a photo in-store (or out & about) & shop similar styles right here.

2. Build your own shop with my maxx matches by selecting the styles you love & we’ll create a custom closet just for you.

Register for the T.J.Maxx App to create a mobile account (you can use your HomeGoods App account here as well).

Use the store locator to find our family of stores near you


We wish you all the best using T.J.Max‪x Credit Cards for all your desired online shopping.

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